How Do I Apply?

There are several ways that you can apply for a Direct Consolidation Loan:

Online Web Application - Apply online. Visit our Application and Promissory Note Home Page.
Express Phone Application - 1-800-557-7392. Apply over the phone if you have all Direct Loans.

Paper Application
  • Download a paper copy of the application and promissory note – including the complete contents of the application package.

OR

  • Request an application package be mailed to you:

For more information, please visit www.loanconsolidation.ed.gov/